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Fund details
One fund that gives you access to different types of investments, so you don’t have to choose them yourself.
Highly Commended for Best Stocks and Shares ISA Provider. Investment Life & Pensions Moneyfacts Awards 2026.
Invest alongside other ISA types up to your annual £20,000 ISA limit.
Stay in control - increase, decrease, stop or restart your monthly payments anytime.
Keep in mind that the value of stock market investments can go down as well as up, so you could get back less than you’ve paid in. Tax treatment depends on individual circumstances and may be subject to change.
Discover what you might get back
See how your money could grow with a My Ready Choice (ISA) using our handy tool to provide examples.
How our My Ready Choice (ISA) works
Get yourself a My Ready Choice (ISA), and:
Invest from £30 a month, a £100 lump sum - or both.
Your money will be invested in a My Choice (ISA) investment policy within a Scottish Friendly ISA. This policy then invests in our Mixed Asset: Moderately Adventurous Fund.
Get the potential for long-term growth with a single fund, giving you access to a ready-made, actively managed and diversified portfolio.
The fund information together with the Key Information Document (KID) gives you an overview of the fund, including any charges and should be read alongside the Product Guide.
Mixed Asset: Moderately Adventurous Fund
Aims to achieve long-term growth from a mixed investment.
Our charges
Find out more about our friendly approach to charges and try our handy tool where you can input your current or projected investment amount to see what your annual charge might be.
Important info before you get started
It takes around ten minutes to complete our application form. You’ll need your bank details and your National Insurance number to hand.
Please make sure you’ve read the Product Guide and Key Information Document.
Scottish Friendly does not provide financial advice. The information provided is intended to help you make an informed decision about whether this product is right for you. If you are unsure, please seek advice from a financial adviser, who may charge you for their services and should explain any fees in advance.
To apply for this ISA you need to be 18 or over and a UK resident. For the current tax year the overall maximum you can save across all your ISA types is £20,000. Please remember that this is a medium to long term investment (of at least 5 years, preferably 10). Keep in mind that the value of stock market investments can go down as well as up, so you may get back less than you've paid in.
Your investment will grow free from tax, except for any tax we can pay on your behalf (such as dividends from UK shares). Tax treatment depends on individual circumstances and may be subject to change.
Why invest with Scottish Friendly?
We've been helping families for over 160 years
Our contact centre is based in the UK
With no shareholders we work hard for you
Trusted by over 854,000 members and looking after assets worth £4.4 billion, as of 31st December 2025.
Download our My Plans app
The My Plans app gives you a convenient way to stay connected to your investments and see how you're progressing towards your financial goals.
Your investments at your fingertips
Quick & secure biometric login
Set goals & track your progress
Manage investment pots within your ISA
Access your account anytime, anywhere
