Friendlier investing for you and your family
What we stand for
At Scottish Friendly, we've been helping people like you plan for their futures since 1862 and are proud to be one of the largest mutual life offices in the UK. We’re proud of our achievements over the years and the awards we’ve won for our products and services.
We’re owned and run for the benefit of our customers. With no shareholders to pay, all the profits we make are distributed to members or reinvested for our customer benefit.
For our Investment ISAs and Junior ISAs, keep in mind stock market investments can go down as well as up and you could get back less than you’ve invested. Tax treatment depends on individual circumstances and tax rules could change in the future. Junior ISA investments belong to the child and cannot be accessed until they turn 18. A £50 exit fee applies within the first 5 years.
With our Over 50s Life Insurance, please remember that the total paid in premiums could be more than the cash pay-out (depending on how long you live) and your plan has no cash-in value at any time.
Stocks & Shares ISAs
Two simple ways to get started. You can invest from £20 a month so long as you are over 18, do not have an Investment ISA with another provider and haven’t used your current annual ISA allowance which is £20,000.
Stocks & Shares Junior ISAs
Two simple ways to start investing for your child’s financial future. Invest from £20 a month and when they turn 18, it could provide a handy cash sum for wherever life takes them.
Over 50s Life Insurance
Over 50s life insurance allows you to plan ahead and leave behind a lump sum after you’re gone.
Over 50s
Plan for peace of mind with our Guaranteed Over 50s Life Insurance, safe in the knowledge that your cover is in place.
Cover from as little as £0.23 per day, based on a 50 year old, non-smoker with £2,000 cover.
No medical questions and guaranteed acceptance if you’re aged between 50 and 74 and are a UK resident.
Find your future the friendly way
Need help finding the right product for you? Our handy tool could help you choose. We've products designed to help you and your family whatever your goals in life.
Select ‘Invest for me’ or ‘Invest for a child’ to invest for you or a family member using your own ISA allowance. To invest for a child using the child’s allowance, select the ‘Invest for my child’ option. For Over 50's you can select to protect your family, too.
My Plans app
Take control of your Scottish Friendly investments wherever you are with the My Plans App. It offers a secure and easy way to manage your accounts, check your investments, and make changes on the go.
On your mobile or tablet, open the camera and point your device at the QR code. A link will pop up, tap this, and you’ll be taken straight to download the app.
