Recommend a friend terms & conditions

• Referred friend must buy a policy via the Scottish Friendly website or mobile app and use the voucher code RECAF when completing the application form.

• The gift to be applied is 2 x £25 My Rewards cards, which will be sent to the referred friend and can be redeemed for a wide range of UK retailers.

• The gift will be issued 28 days from the date that the referred friend has made the first investment into their plan.

• The gift will not be issued if the referred friend is in arrears or cancels their plan after the recommendation.

• A gift will not be issued if you currently have a Scottish Friendly policy which is in arrears.

• Customers will received 2 x £25 My Rewards gift cards for each qualifying referral. 1 for the referrer and 1 for the person referred.

• Gift cards will be issued to the referred individual whose responsibility it is to give referrer their reward.

• Multiple referrals are permitted, but customers can only claim once for each person referred.

• Referred friend must be aged 18 or over.

• This offer is only available online.

• Remember, it can take up to 28 days from receipt of their first premium for your My Rewards card to arrive.

• Scottish Friendly reserves the right to amend or withdraw this offer at any time without notice.  No cash alternative will be offered.