Junior ISA Transfer

At Scottish Friendly we've made our transfer process as easy and straightforward as possible. Simply fill out a 10 minute form and we'll take care of the rest.

You can choose to invest for your child across a range of funds and with our friendly pricing the more you invest the lower their overall charge could be.

Capital at risk. £50 exit fee applies in the first 5 years.

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Straightforward & no charge to transfer

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Combine their Junior ISAs in one place

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Our easy application takes just 10 mins

About the Scottish Friendly Junior ISA

With Scottish Friendly, you'll be investing with an award-winning Junior ISA provider:

  • Winner of Best Junior ISA Provider 2024 for the 6th year running at the Investment Life and Pensions Moneyfacts Awards.

  • Best Junior ISA Provider 2023 winner at the World Business Outlook Awards.

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How to get started

If you are an existing Scottish Friendly customer, log into your My Plans account to get started. Just look for the transfer option under your existing policy.

Otherwise select from our two options below.

Ready-made

Easy investment option. Our carefully selected single fund options include:

  • A fund with a guarantee

  • A climate focused fund choice

Transfer a Junior ISA

Do-it-yourself

You can pick from a range of funds that best suit your child's needs:

  • Choice of funds with varying risk levels

  • Select just one, a mixture of all, or somewhere in between

Transfer a Junior ISA

Please note that Scottish Friendly doesn’t offer a Cash Junior ISA. Keep in mind that stock market investments can go down as well as up, so your child could get back less than you've paid in. Tax treatment depends on individual circumstances and tax rules could change in the future.

If within the first 5 years of setting up the policy the registered contact transfers the policy to another Junior ISA manager, there will be a charge of £50 deducted from the withdrawal value. Only a mum, dad or guardian can take out a Junior ISA for the child. However, once set up anyone can contribute. The funds in a Junior ISA belong to the child and can only be accessed by them when they turn 18.

Why invest with Scottish Friendly?

  • We've been helping families for over 160 years

  • Our contact centre is based in the UK

  • With no shareholders we work hard for you

  • Trusted by 853,000 investors and looking after assets worth £4.2 billion, as of 1st May 2025.

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Transfer an ISA

If  you are looking to transfer an ISA as an existing Scottish Friendly customer, log into your My Plans account account to get started. Just look for the transfer option under your existing policy.

If you are looking to transfer an ISA as a new customer please click here.