Invest in your financial future & get a chance to win your money back in our ISA prize draw
Exclusions, terms and conditions apply.
Investing your way
At Scottish Friendly, we believe saving and investing should be open to everyone, that's why we have a range of products you can tailor to suit your needs. Whether planning for your own or a child's future, we're here to help with a range of tax-efficient investing solutions.
Keep in mind stock market investments can go down as well as up, so you or your child could get back less than you've paid in. Tax treatment depends on individual circumstances and tax rules could change in the future. For our Junior ISA, if the child withdraws money before the end of 5 years, there will be a £50 deduction from the withdrawal value.
ISA prize draw - you could win back what you put in, up to £20,000!
It's good to get into a regular savings and investment habit. Plus when you open a new ISA or add a new policy to your existing ISA with us, you'll automatically be entered into our prize draw for a chance to be one of three lucky winners to win back the total amount you've invested this tax year, up to £20,000!
Stocks & Shares ISAs
Two simple ways to get started. You can invest from £10 a month so long as you are over 18, a UK resident and haven’t used up your current annual ISA allowance which is £20,000.
Keep in mind that stock market investments can go down as well as up, so you could get back less than you've paid in. Tax-free means the investment grows free from tax, with the exception of any tax we’ve already paid on your behalf (for example on dividends from UK shares). Tax treatment depends on individual circumstances and tax rules could change in the future.
Stocks & Shares Junior ISAs
Two simple ways to start investing for your child’s financial future. Invest from £10 a month and when they turn 18, it could provide a handy cash sum for wherever life takes them.
Please note that Scottish Friendly doesn’t offer a Cash Junior ISA. Keep in mind that stock market investments can go down as well as up, so your child could get back less than you've paid in. Tax treatment depends on individual circumstances and tax rules could change in the future.
If within the first 5 years of setting up the policy the registered contact transfers the policy to another Junior ISA manager, there will be a charge of £50 deducted from the withdrawal value. Only a mum, dad or guardian can take out a Junior ISA for the child. However, once set up anyone can contribute. The funds in a Junior ISA belong to the child and can only be accessed by them when they turn 18.
My Plans app
Take control of your Scottish Friendly ISA or Junior ISA investments wherever you are with the My Plans App. It offers a secure and easy way to manage your accounts, check your investments and make changes on the go.
On your mobile or tablet, open the camera and point your device at the QR code. A link will pop up, tap this, and you’ll be taken straight to download the app.
