Transfer to a My Select (Junior ISA)
When you transfer your child's existing Junior ISA to Scottish Friendly, you'll be investing with the Best Junior ISA provider for the last 8 years.
My Select (Junior ISA) gives you access to a range of funds with varying risk levels to suit your investment style. Your child could also benefit from the potential growth of the stock market.
Capital at risk. Gift terms apply.
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My Select (Junior ISA)
With a range of funds to invest in, you can choose the ones that suit your child's needs best.
Gift vouchers
Get My Rewards gift vouchers worth up to £500 after you make a qualifying transfer into a Junior ISA policy. Gift terms and qualifying criteria apply.
Best Junior ISA Provider 2026 for the 8th year running at the Investment Life and Pensions Moneyfacts Awards.
Straightforward and no charge to transfer.
Once set up, you can invite contributions from grandparents, friends and family.
Keep in mind that stock market investments can go down as well as up, so your child could get back less than you've paid in.
If within the first 5 years of setting up the policy the registered contact transfers the policy to another Junior ISA manager, there will be a charge of £50 deducted from the withdrawal value.
How our My Select (Junior ISA) works
Transfer to a My Select (Junior ISA) and invest in a way that suits you and your child.
Build your own investment strategy based on your child's future goals.
Choose from a range of funds with different levels of risk and reward.
Transfer as much as you want without impacting the current year's Junior ISA allowance.
Continue investing after you transfer with monthly contributions or a lump sum payment – or a combination of both.
Stay in control - increase, decrease, stop and restart your monthly payments anytime.
Once set up by a parent or guardian, contributions can be made by grandparents, friends and family to dedicated pots within the Junior ISA policy.
While a parent or guardian typically opens and manages the account, children aged 16 and 17 can also open their own account.
Your money is invested through a My Select investment policy within a Scottish Friendly Junior ISA. Once you’ve selected your fund(s), your child's investments are managed in line with your choices.
The fund information together with the Key Information Documents (KIDs) give you an overview of each fund, including any charges and should be read alongside the Product Guide.
My Rewards gift vouchers
Transfer an existing Junior ISA to Scottish Friendly and you could receive a My Rewards gift voucher worth up to £500 to spend at a wide range of your favourite places.
Remain invested for 6 months. Then we'll send your voucher within 28 days. Please note the gift code will expire after 12 months from date of issue.
My Benefits
As a customer of Scottish Friendly, you can register for the My Plans online platform or mobile app to access and manage your Scottish Friendly Junior ISA investments. When you choose to go paperless, we’ll reward you with the My Benefits card which gives you access to fantastic savings and offers from thousands of leading retailers.
Start your transfer
Our application form takes around ten minutes to complete. You’ll need your bank details, National Insurance number and your child's existing Junior ISA policy details to hand. Select the transfer option on the form.
Please make sure you’ve read the Product Guide and Key Information Documents for the fund(s) you wish to select.
Once we receive your transfer request form, you can sit back and relax. We'll take care of the process for you and contact your child's existing Junior ISA provider to get the ball rolling. Please note it can take up to 30 days to complete your transfer.
If you are an existing Scottish Friendly customer, login into your My Plans account to get started. Just look for the transfer option under your child's existing policy.
Scottish Friendly doesn’t provide advice. The information provided should help you decide if the plan is suitable for you. If you’re not sure whether this plan is suitable, you should contact a financial adviser. Advisers may charge for providing such advice and should confirm any cost beforehand.
To transfer to this Junior ISA, your child must be under 18 and be a UK resident. You can subscribe to only one Stocks & Shares Junior ISA each tax year for your child. Once invested, the money belongs to the child and can only be accessed by them once they turn 18. Whilst your investment may be locked away on your child’s behalf for up to 18 years (depending on the age of your child when you set up their Scottish Friendly Junior ISA) you should be thinking of investing over at least five years. Their investment will grow free from tax, except for any tax we pay on their behalf (such as on dividends from UK shares). Tax treatment will depend on individual circumstances and may be subject to change in the future. Stock market investments can go down as well as up and your child may get back less than you’ve paid in.
Why invest with Scottish Friendly?
We've been helping families for over 160 years
Our contact centre is based in the UK
With no shareholders we work hard for you
Trusted by over 854,000 members and looking after assets worth £4.4 billion, as of 31st December 2025.
FAQs
Below you’ll find answers to some questions about transferring your child's Junior ISA.