Scottish Friendly

Skip to content

Scottish Friendly
About usProfitShareOur awardsOur chargesInvestment informationOur TV advertJunior ISA ReformProposed merger with OneFamily
Scottish Friendly
About usProfitShareOur awardsOur chargesInvestment informationOur TV advertJunior ISA ReformProposed merger with OneFamily
Help & support
Contact usSupport hubInsightsHelp using MyPlansUnderstanding your statement
More about investing
Investing for meInvesting for my childContributing for a child
My investments
Managing my investmentsInvestment informationChild Trust Fund maturities
Help & support
Contact usSupport hubInsightsHelp using MyPlansUnderstanding your statement
More about investing
Investing for meInvesting for my childContributing for a child
My investments
Managing my investmentsInvestment informationChild Trust Fund maturities
Invest nowLogin
Products
Do It Yourself ISAsChoose from our range of funds
My Choice (ISA)
Ready Made ISAsChoose a single fund option
My Easy Choice (ISA)My Climate Leader Choice (ISA)
View all ISAsGuide to ISAs
Products
Do It Yourself Junior ISAsChoose from our range of funds
My Select (Junior ISA)
Ready Made Junior ISAsChoose a single fund option
My Easy Select (Junior ISA)My Climate Leader Select (Junior ISA)
View all Junior ISAsGuide to Junior ISAs
Over 50s Life Insurance
Over 50s Life Insurance
My Pension
PensionsExplore our pension hub
Ex-Fidelity pension customers
Pension guidesRetirement saving toolRetirement guidance tool
What we stand for
Our PromiseDiscover our values and what being a mutual means
Invest in what matters
Find your investor styleInvesting for your goals
Knowledge hub
Guides & ToolsExplore our range of guides & tools
Guides
ISA guidesJunior ISA guidesPension guides
Tools
Product finder tool
Scottish Friendly
About usProfitShareOur awardsOur chargesInvestment informationOur TV advertJunior ISA ReformProposed merger with OneFamily
Scottish Friendly
About usProfitShareOur awardsOur chargesInvestment informationOur TV advertJunior ISA ReformProposed merger with OneFamily
Help & support
Contact usSupport hubInsightsHelp using MyPlansUnderstanding your statement
More about investing
Investing for meInvesting for my childContributing for a child
My investments
Managing my investmentsInvestment informationChild Trust Fund maturities
Help & support
Contact usSupport hubInsightsHelp using MyPlansUnderstanding your statement
More about investing
Investing for meInvesting for my childContributing for a child
My investments
Managing my investmentsInvestment informationChild Trust Fund maturities
Login
Helping families since 1862We're trusted by over 854,000 members£4.4 billion in assets under management
Back to FAQs

My Plans log in trouble-shooting

My Plans log in trouble-shooting

23p a day

Make sure you have your Client Reference and Policy Number handy - both appear on your statement. 

You can use the “Forgotten your details?” link in My Plans to reset your username, password and memorable word. 

If your account becomes locked, you can follow the unlock steps on the login page or use the password reset tools. 

This can happen if details were typed incorrectly or haven’t been used for a while. Resetting your username, password or memorable word usually resolves it. 

Memorable word entry is case sensitive and uses a drop-down to help you select the right character. You’ll need to scroll down to select your correct character noting that it is also case sensitive. In the mobile app you enter the letters rather than scroll and select and these too are case sensitive.

Case sensitivity

  • Your Username, Password and Memorable word are case sensitive. This includes the password reset journey where you may be asked for your username, or email address and/or memorable word.

 Locked out – you can re-set in the mobile app

  • The mobile app works slightly differently than the desktop and automatically issues you an 'Unlock my account' email if you’ve input your details incorrectly too many times.

 Postcode formatting

  • The postcode needs to match what we have on your account, this includes spaces. It might be the case that we won’t recognise it if the format is different to what we hold on your account.

At the point you enter your personal security details if you enter them incorrectly 3 times you will be locked out. You can manually re-set your details by clicking on the 'Unlock my account' link.

You will be sent an email to the email address we have on your account and you can unlock the account from that email.

You may wish to reset your password at this point by clicking on the forgotten your log in details link.

If you input incorrect details 3 times in our mobile app you will automatically be sent an 'Unlock my account' email.

If you’ve forgotten your username, password or memorable word you will need the email address, date of birth, and postcode from your account (this must match what we have on account for you.) When you enter your details you will be prompted by email to reset your details.

Your userename, password and memorable word are all case sensitive. That means you'll need to enter them exactly as you did when you first set them up using the same combination of uppercase and lowercase letters. If anything doesn't match, the system won't recognise your login details.

Support

FAQsContact usFSCS informationReconnecting you with your planStaying safe onlineLiving abroad

Download the app:

Get it on Google Playdownload on App Store

Stay Informed

Media centreInsightsCommunity hubFidelity transfer

Our latest news and offers:

Sign up now

Find us on:

More about us

Cookie settingsWebsite termsAccessibility Privacy policyCookie policyInvestment engagement policyFinancial results and tax strategyModern slavery statementGender pay reportLegal information

Careers

Who we areWorking at Scottish FriendlyOur culture & valuesTakeovers and acquisitionsCorporate governanceSustainability

© 2026 Scottish Friendly Assurance Society Limited

Scottish Friendly is a trading name of The Scottish Friendly Assurance Society Limited, an incorporated Friendly Society under the 1992 Friendly Societies Act No. 3COLS. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We are registered on the Financial Services Register, registration number 110002. Member of The Association of British Insurers (ABI) and The Association of Financial Mutuals (AFM). Registered office: Scottish Friendly Assurance Society Limited, Galbraith House, 16 Blythswood Square, Glasgow G2 4HJ. Scottish Friendly products are only available to UK residents.